High Risk:
Deepfake-enabled Video KYC fraud attempts increased 340% YoY.
Improvement:
ESG disclosure transparency improved among Tier-1 Indian banks.
AI Forecast
RBI-regulated institutions are expected to increase AI governance spending by 48% through FY2027 due to rising agentic fraud exposure and ESG disclosure scrutiny.
Sector-Wide Risk Summary
Composite scores across audit dimensions — FY2026–27